Place chopped chocolate in a medium stainless steel bowl. Set aside.

Heat coconut milk and margarine in a medium saucepan over medium heat. Bring just to a boil. Immediately pour boiling mixture over chocolate and let stand for 5 minutes without stirring.

Swirl mixture until blended and smooth. Let sit until it begins to thicken. Pour over cooled cakes, brownies, pies, spreading evenly, or as a dip for fruits.